The PaymentsJournal Podcast

Gift cards have evolved from being a thoughtful, last-minute birthday gift into a mature industry that’s helping companies build loyalty...

For decades, typically large regional or money center banks served as correspondent banks that enabled smaller banks to offer cross-border...

As more people choose to bank online, the role of the traditional branch has undergone a transformation. Once the go-to...

Almost without notice, disappearing payments have shifted from novelty to expectation in small business transactions. A traveler arrives at an...

Customers signing up for new accounts and services can feel frustrated by the hoops they have to go through, assembling...

Amid the rise of subscriptions and digital services, consumers are juggling more bills than ever. In fact, the average U.S....

In just the first half of the year, ACH payment volume grew by 5.5% on a daily average basis, reaching...

The passage of the GENIUS Act in the U.S. has brought stablecoin interest to a fever pitch in recent months....

One of the most effective tools in the fight against cybercrime is information sharing—particularly through anonymized consortium data signals—a practice...

Many organizations treat their reconciliation and reporting as mere check-the-box activities, investing only the bare minimum to remain compliant. However,...