Alternative Financial Data Offers More Clarity to Traditional Credit Risk Assessment
Consumers in no-file and thin-file segments with little to no markers of credit assessment face significant challenges to credit access ...
Tag: Alternative Lending
Millennial Myth Busting: What Do They Really Want From Lenders?
Millennials, a generation of digital natives that grew up amid the fastest period of technological change in history, are the ...
Powering Repeat Customers Using Modern Point of Sale Programs
It is well understood that retail shopping is one of the most significant customer experiences that is being disrupted with ...
What the Equifax and FICO Partnership Means for the Future of Finance
Credit giants Equifax and FICO have joined forces in a move that has both companies getting into the alternative data ...
Mastercard Vyze Creates Risk for Alternative Finance, and Opportunity for Merchant Acquirers
Don’t miss another episode of Truth In Data! Click on the red bell in the lower left corner of your ...
Klarna Brings Installment Pay Plan To Mobile App
Buying merchandise from merchants on installment found another choice as Klarna just announced a mobile app for consumers. The transaction ...
Alt Bureau Data: It is Not the Play for Credit Cards in Today’s Market
Credit card lending is a pretty fair game; you probably could not identify a good example of red-lining or discriminatory ...
Can P2P Weather A Recession Like Credit Cards?
Credit cards have been resilient through recessions and economic downturns since they launched 50 years ago. Certainly, the industry experienced ...
Financeit Joins Active POS Alternative Lending Market
U.S. consumers will soon find another payment option when shopping in a home improvement store and related retailers. That would ...
Australia: Put the Brakes on Installment Lending or Watch US
As U.S. issuers look at the benefits of installment lending, it is important to keep an eye on what is ...
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