Credit Card Agreements: Do People Understand (Or Care)?
The Credit Union Times picked up an interesting read on credit card agreements from a section in the CFPB’s recently ...
Tag: Credit Cards
Stay updated with insights on credit cards at PaymentsJournal. Explore trends, news, and expert analysis on credit card solutions, features, and their impact on consumer finance.
CFPB Report Indicates Sound Credit Card Industry despite COVID
The CFPB is required to publish an update on the credit card industry every two years in a report to ...
Reasons Why Businesses Make Use of Personal Credit Cards:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
Reserve Bank of India Mandates New Rules for Recurring Subscriptions
The Reserve Bank of India has mandated new rules for how recurring subscription payments are handled for Indian credit and ...
U.S. Gov’t Shut Down: Credit Card Lenders, Brace for a Slight Bump
In what has become a regular event, the federal government might officially close as of 12:01 AM, Friday, October 1, ...
Credit Card Delinquencies: Volume Decreases Choke Collection Agencies
Probably the least regarded segment of credit cards is the lowly collection agency. They work at the back end of ...
More Credit Cards, Less Credit Quality.
Credit card originations are the lifeblood of an issuing business. New accounts are critical as credit card issuers rebound their ...
Credit Card Standards, or Lack Thereof: Opportunities and Risks
Credit is a risk business. Revenue comes from interest rates calibrated with risk. Expenses come from marketing, servicing the debt, ...
Bankrupts Hold Flat, Suggesting Clear Sailing for Credit Cards into 2022
Many of the usual metrics that measure credit risk were counterintuitive during COVID. Delinquencies dropped, write-offs plunged, and consumer credit fell. ...
Lower Income Consumers More Likely to Have Increased Credit Card Usage During COVID-19:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
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