Tag: Credit

Stay updated with insights on credit at PaymentsJournal. Explore trends, news, and expert analysis on credit solutions, financial management, and their impact on consumer and business finance.

Rethinking Private Label: Can Decoupled Debit Relieve Retailers’ Interchange Pain?

by Michael Misasi

December 10, 2012

Since the financial crisis started, consumershave demonstrated an aversion to borrowing, and to some extent, theentire category of credit products. ...

The Issue of Security and Fraud Risk in the Cloud vs. Contactless Mobile Wallet Debate

by David Fish

December 4, 2012

I've had multiple discussions over the courseof the last few weeks that revolve around the market's propensityto adopt one or ...

Are Facebook Gifts a Change in Direction or Another Advertising Play?

by Michael Misasi

December 3, 2012

In preparation for the holiday shoppingseason, Facebook announced a service called Facebook Gifts. Inshort, the service enables members of the ...

Branch Consolidation Continues, but Channels Soften the Blow

by Edward O'Brien

November 27, 2012

As banks and other financial institutionsseek ways to replace lost revenues, reduce costs, and increaseoverall efficiencies, they are discovering the ...

New Youth Prepaid Debit Card Taken to the Extreme

by Tristan Hugo-Webb

November 20, 2012

A new company in the United Kingdom last weekannounced it will offer families the opportunity to providechildren as young as ...

Are People Using Prepaid Differently Now Than Two Years Ago?

by Ben Jackson

November 19, 2012

Recently, I had the opportunity to be on aprepaid marketing panel at SourceMedia's ATM, Debit & Prepaidshow in Phoenix, Ariz. ...

Occupy Wall Street, Debt Forgiveness, and the Bigger Idea

by Patricia Hewitt

November 15, 2012

One might presume that as a movement, OccupyWall Street has gone underground, leaving behind a legacy for thefinancial services market ...

Mobile Payments: Maturing Markets Demand More Utility

by Karen Augustine

November 13, 2012

From Mercator Advisory Group's recent CustomerMonitor Seriesreport on mobile payments,Consumers and Mobile Payments- Make it Useful, it is clear to ...

Asia-Pacific Becomes Home to Most HNWI – Payment Implications

by Tristan Hugo-Webb

November 8, 2012

Capgemini and RBC Wealth Management recentWorld Wealth Report revealed the Asian-Pacific region became hometo the most high-net wealth individuals, or ...