Inflation: 7% Rates Will Haunt CC Users and Bring Risk to Credit Quality
Credit cards help consumers get through their everyday needs. No matter where you are on the economic spectrum, you can ...
Tag: FICO
Stay updated on FICO-related news and insights. PaymentsJournal offers expert analysis on trends and innovations affecting credit scoring and the broader financial services industry.
BNPL: Entering Mainstream Lending with Credit Bureau Reporting
BNPL may not be the best thing that happened to lending, but credit bureau reporting for BNPL consumer loans may ...
Seven Positive Trends That Will Shape Credit Cards in 2022:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
FICO Launches Powerful Next-Generation Originations Solution for Digital-First Account Openings
SAN JOSE, Calif., Nov. 16, 2021 /PRNewswire/ -- Highlights FICO today launched its next-generation loan origination solution, FICO® Originations Solution, Powered by ...
U.S. Asset Backed Securitizations Almost Universally Leverage the FICO® Score, Even during the COVID Crisis
BOSTON, MA - September 21, 2021 Recent research from Mercator Advisory Group finds that asset-backed securitizations (ABS) continue to rely ...
New Data on Digital Account Opening from FICO
FICO conducted a survey regarding digital account opening and it revealed some interesting generational data that is bucking the trends ...
Wells Exits Installment Lending: So What?
The buzz today is about Wells Fargo exiting the consumer loan business. Although headlines across the U.S. make the strategic ...
Big Boy FICO Enters the Fintech Playground: But Do They Know the Rules?
FICO announced a new solution in FICO Fraud Manager that utilizes behavioral analysis and other signals to prevent P2P fraud. ...
Caps On Consumer Loans: Cleaning Up the Market or Pricing Out Risky Borrowers?
Lending is a service business. The word “service” is essential because it reflects the relationship between borrower and lender. The ...
Graduating from Secured Credit Cards to General Purpose: KeyBank Hits a Chord
Mercator Advisory Group's view of the secured card market showed how the product changed since the CARD Act of 2009 ...
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