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APIs

Stay updated with insights on APIs in payments and banking at PaymentsJournal. Explore trends, news, and expert analysis on the role of APIs in transforming the industry.

Corporate Banking

APIs Benefit Banks and Fintechs in Many Ways – How that Translates to Corporate Banking

by Steve Murphy

March 31, 2020

This article was posted in Appinventiv and provides a nice overview of how banks and fintechs are utilizing APIs to...

APIs

Access to Bank Data by Fintechs May Be Coming under Greater Restrictions

by Tim Sloane

February 26, 2020

As open banking and fintech services have expanded, the way financial data is shared has become a critical issue for...

Open Banking

5 API Standards PSD2 Still Hasn’t Refined:

by PaymentsJournal

January 28, 2020

Open banking initiatives built around PSD2 were designed to create greater competition, innovation, and consumer choice across financial services, but...

APIs

There Are Four Broad Categories of the Payment as a Platform (Paas) Business Models:

by PaymentsJournal

January 24, 2020

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen...

Open Banking

Open Banking Has Two Negative Characteristics:

by PaymentsJournal

January 23, 2020

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen...

The PaymentsJournal Podcast

A Conversation with Marqeta, “The First Modern Card Issuing Platform”

by PaymentsJournal

January 18, 2020

Marqeta’s growth reflects a broader transformation taking place across the payments industry, where fintech innovation, open APIs, and digital banking...

COVID-19 Banks Cloud-Based Approach, cloud management

APIs

Cloud Management Platform Centilytics Introduces New Service Pricing Model

by Ken Paterson

December 30, 2019

Cloud management platforms can be a huge benefit for businesses that need to streamline operations and reduce costs. Providing the...

APIs

CO-OP Financial Services Launches Developer Portal for Credit Unions

by PaymentsJournal

November 12, 2019

Technical integration is now an easier process for credit unions with the launch of CO-OP Financial Services’ Developer Portal, an...

APIs

BPAY Reveals API Push into Core Enterprise Software

by Steve Murphy

October 10, 2019

Some readers may recognize BPAY as the predominant Australian billpay provider. The company started back in the 90s as an...

Galileo Financial Technologies: Powerful APIs and a Penchant to Reduce Card Fraud Losses Drive This Fast-Growing Fintech Provider

by PaymentsJournal

October 10, 2019

Fintechs have been driving innovation across the entire payments industry. By harnessing APIs, artificial intelligence and other technological advances, fintechs...