Debt

A general premise about credit cardholders is that there is a sincere commitment to repay.  As with everything, there are...

After spending more than enough time in risk management, one can have an informed view that credit card users care...

Elected officials and regulatory agencies have issued a series of emergency orders, regulations, and guidance in response to the global...

The COVID-19 pandemic created an unprecedented challenge for lenders, not because of widespread deterioration in borrower quality, but because of...

The economic disruption caused by the pandemic forced policymakers, lenders, and financial institutions to rethink how they support consumers facing...

Pay Day Loans are an ugly business.  They focus on the credit impaired, and it is not unusual to see...

The Fed just released its December borrowing totals. It was a good year for retailers and, by extension, those involved...